Privacy Policy & Terms of Use provides web site including Home Page and other content (collectively, the “ Site”) subject to your compliance with the terms and conditions below. PLEASE READ THIS BEFORE ACCESSING THE SITE. BY ACCESSING SITE, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, DO NOT USE THE SITE. By accessing Site, you agree to be bound by the terms and conditions listed below:

Rules. While visiting, you may not:

o Post, transmit or otherwise distribute information constituting or encouraging conduct that would constitute a criminal offense or give rise to civil liability, or otherwise use Site in a manner which is contrary to law or would serve to restrict or inhibit any other user from using or enjoying Site or the Internet;

o Post or transmit any information or software which contains a virus, cancelbot, trojan horse, worm or other harmful or disruptive component; or

o Upload, post, publish, transmit, reproduce, or distribute in any way, information, software or other material obtained through Site which is protected by copyright, or other intellectual property right, or derivative works with respect thereto, without obtaining permission of the copyright owner or right holder.

2. Linked Sites. Any sites to which provides links are operated by independent parties and are not under the control of

3. Independent Parties. and linked web sites are independent parties. There is no agency, employee or partnership relationship of one to the other or among any of them and they have no authority to bind another of the parties. Any reference describing and any linked site as “partners” is colloquial only and does not represent the legal relationship between them, which is one of independent contractors.

4. Monitoring. has no obligation to monitor Site. However, you agree that has the right to monitor Site electronically from time to time and to disclose any information as necessary to satisfy any law, regulation or other governmental request, to operate Site properly, or to protect itself or its users in accordance with ‘s Privacy Statement. will not intentionally monitor or disclose any private electronic-mail message unless required by law. reserves the right to refuse to post or to remove any information or materials, in whole or in part, that, in its sole discretion, are unacceptable, undesirable, or in violation of this Agreement. does not hire moderators to monitor the web site. All moderators for are volunteers and is not responsible for their actions.

5. Privacy. For information on how identifiable information is collected, used and disclosed by, please read our Privacy Statement.

6. No Warranty. assesses the products and services offered by and believes that these products and services are appropriate and valuable to customers. does not, however, guarantee any products or services provided by Pricing contained on the site is subject to change without notice.

7. Limitation of Liability., including its affiliates, related companies and suppliers, take no responsibility for the accuracy or validity of any claims or statements contained in the documents and related graphics on Site. Further, makes no representations about the suitability of any of the information contained in the documents and related graphics on Site for any purpose. All such documents, related graphics, product and services are provided “as is” and without warranties or conditions of any kind. In no event shall be liable for any damages whatsoever, including special, indirect or consequential damages, arising out of or in connection with the use or performance of information, products or services available on or through site.

8. Recourse. If you are dissatisfied with Site or with any terms, conditions, rules, policies, guidelines or practices of in operating Site, your sole and exclusive remedy is to discontinue using the Site.

9. Indemnity. You agree to defend, indemnify and hold and its affiliates and related companies harmless from any and all liabilities, costs and expenses,